What this due-diligence check covers
A lender might otherwise require appraisal, title, access, insurance or environmental documentation. Cash buyers must deliberately decide which protections to retain.
Closing speed should not replace an evidence-based review.
Why it matters before closing
Cash buyers can inherit access defects, liens, restrictions and unusable land if they treat the absence of underwriting as proof the parcel is safe.
What to verify
- Order appropriate title work.
- Verify legal description and boundaries.
- Complete use, access, utility and site checks.
- Use a professional settlement process and secure funds.
Red flags that deserve follow-up
- Seller pressures a deed-only transfer.
- No title search because price is low.
- Remote purchase without site visit.
- Wire instructions changed by email without verification.
Evidence to keep in the parcel file
- Title commitment or attorney opinion
- Survey or boundary evidence
- Due-diligence file
- Verified settlement and wire instructions
Questions to ask before the deadline
- Who will handle settlement?
- What title evidence will I receive?
- Is the legal description correct?
- Are taxes and liens cleared?
- Have I verified access and intended use?